Ask for Certificates of Insurance
“Generate a certificate of insurance for ABC Construction Company, they need to be listed as a certificate holder on my General Liability policy.”
Ask for Certificates of Insurance
“I need a COI sent to my landlord showing $2M General Liability coverage.”
Ask for Certificates of Insurance
“Can you send a certificate to vendor@example.com with waiver of subrogation?”
Ask for Policy Changes
“Add a 2023 Ford F-150 to my Commercial Auto policy, VIN 1FTEW1E50LFA12345.”
Ask for Policy Changes
“Increase my General Liability limits from $1M to $2M per occurrence.”
Ask for Policy Changes
“Remove the downtown office location from my Property policy, we closed that location.”
Ask for Policy Changes
“Add my new business partner as an additional insured on my Professional Liability policy”
Ask for Policy Changes
“Change my Workers' Compensation class code from 8810 to 8742, we stopped doing clerical work.”
Ask about Claims Scenarios
“Am I covered if a customer slips and falls in my store?”
Ask about Claims Scenarios
“Would my Cyber Liability policy cover a ransomware attack?”
Ask about Claims Scenarios
“If one of my employees gets injured on the job, what coverage applies?”
Ask about Claims Scenarios
“Am I covered if a subcontractor causes property damage while working on a client site?”
Ask about Coverage Recommendations
“What insurance do I need for my new consulting business?”
Ask about Coverage Recommendations
“I'm starting an e-commerce business, what coverage should I get?”
Ask about Coverage Recommendations
“Do I have any coverage gaps in my current insurance portfolio?”
Ask about Coverage Recommendations
“Should I get Umbrella insurance? I have $1M General Liability.”
Ask to Explain your Policies
“What's the difference between General Liability and Professional Liability?”
Ask to Explain your Policies
“What does 'per occurrence' mean in my liability limits?”
Ask to Explain your Policies
“Explain what a Business Owner's Policy (BOP) covers.”
Ask to Explain your Policies
“What is waiver of subrogation and when do I need it?”
Ask for Financial Analysis
“How much would it cost to increase my Cyber Liability from $500K to $1M?”
Ask for Financial Analysis
“What's the premium difference between $1M and $2M General Liability?”
Ask for Financial Analysis
“Can I save money by bundling my policies with one carrier?”
Ask about Vendor Compliance
“Do I meet the insurance requirements in my vendor contract?”
Ask about Vendor Compliance
“My client requires $5M Umbrella coverage, do I have enough?”
Ask about Vendor Compliance
“What insurance do I need to bid on government contracts?”
Ask about Regulatory Requirements
“Is Workers' Compensation required for my business in California?”
Ask about Regulatory Requirements
“What are the minimum auto liability limits required in Texas?”
Ask about your Documents
“What does my current General Liability policy cover?”
Ask about your Documents
“Can you explain the exclusions listed in my Professional Liability policy?”
